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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,466 | $91,198+0.3% | $178,503-48.8% | $79,856+14.5% |
| Participation rate | 98.2% | 69.2%+29.0pp | 81.9%+16.3pp | 69.6%+28.5pp |
| Annual return | 2.89% | 24.20%-21.3pp | 151.12%-148.2pp | 31.71%-28.8pp |
| Employer contribution / active EE | $5,030 | $3,257+54.5% | $5,011+0.4% | $2,471+103.5% |
| Participant deferral / active EE | $3,559 | $3,237+10.0% | $5,202-31.6% | $3,741-4.9% |
| Admin fee / account holder | $7,399 | $6,748+9.6% | $13,987-47.1% | $5,306+39.4% |