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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,452 | $84,236+33.5% | $170,435-34.0% | $70,126+60.4% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 8.17% | 23.06%-14.9pp | 205.94%-197.8pp | 73.15%-65.0pp |
| Employer contribution / active EE | $5,107 | $3,387+50.8% | $5,432-6.0% | $2,343+118.0% |
| Participant deferral / active EE | $3,245 | $3,086+5.2% | $4,939-34.3% | $3,332-2.6% |
| Admin fee / account holder | $1,706 | $5,698-70.1% | $13,881-87.7% | $4,645-63.3% |