Retirement plan

SCRANTON COUNSELING CENTER 401(K) PROFIT SHARING PLAN

Name: SCRANTON COUNSELING CENTER - SCRANTON COUNSELING CENTER 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: SCRANTON COUNSELING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SCRANTON COUNSELING CENTER 401(K) PROFIT SHARING PLAN, SCRANTON COUNSELING CENTER

SCRANTON COUNSELING CENTEREIN 24-0795620Plan #003PY 2025

329 CHERRY STREET - SCRANTON, PA 18505570-348-6100scrantonscc.orgLinkedIn201-500 employeesmental health care

Other plans on this EIN

1 filing

#002Retirement-$8.5M assets

Prospect flagsLow returnsLow participant contribution

How to read this page

Total assets (EOY)

$4.6M

-2.7% from 2024

Total participants

192

-2.0% from 2024

Average account balance

$24,358

-0.1% from 2024

Annual return

5.16%

-6.72 pp from 2024

Benchmarks

See 740 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort740 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

188

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$128K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$29

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
VOYA RETIREMENT INSURANCE & ANNUITY11+ years Filed as: VOYA LIFE INSURANCE & ANNUITY CO. Service code 27 · EIN 71-0294708 1 ORANGE WAY · WINDSOR, CT 06095	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$5K

$44 / participant

Investment mgmt$4K77.3%
Contract admin$1K22.7%

% of EOY assets

0.119%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KRONICK, KALADA, BERDY & CO.
Auditor EIN: 232667890
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,358

$46,688-47.8%

$189,758-87.2%

$69,733-65.1%

Participation rate

96.8%

61.7%+35.1pp

79.8%+17.0pp

62.5%+34.3pp

Annual return

5.16%

14.35%-9.2pp

52.62%-47.5pp

15.22%-10.1pp

Employer contribution / active EE

$510

$1,695-69.9%

$4,767-89.3%

$2,250-77.4%

Participant deferral / active EE

$526

$2,143-75.5%

$5,856-91.0%

$3,054-82.8%

Admin fee / account holder

$29

$1,700-98.3%

$20,388-99.9%

$3,102-99.1%

Provider

Service type

Compensation

VOYA RETIREMENT INSURANCE & ANNUITY11+ years

Filed as: VOYA LIFE INSURANCE & ANNUITY CO.

Service code 27 · EIN 71-0294708

1 ORANGE WAY · WINDSOR, CT 06095

Advisory (Plan)

SCRANTON COUNSELING CENTER 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SCRANTON COUNSELING CENTER 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion