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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,154 | $77,638+36.7% | $156,551-32.2% | $62,881+68.8% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 1.99% | 50.33%-48.3pp | 32.23%-30.2pp | 20.14%-18.2pp |
| Employer contribution / active EE | $4,851 | $3,444+40.9% | $5,501-11.8% | $2,281+112.7% |
| Participant deferral / active EE | $3,010 | $3,046-1.2% | $4,871-38.2% | $3,203-6.0% |
| Admin fee / account holder | $6,700 | $5,561+20.5% | $13,028-48.6% | $4,296+56.0% |