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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,555 | $77,920-18.4% | $149,723-57.6% | $75,177-15.5% |
| Participation rate | 97.0% | 65.6%+31.4pp | 78.8%+18.2pp | 67.2%+29.8pp |
| Annual return | 10.86% | 31.72%-20.9pp | 134.50%-123.6pp | 160.75%-149.9pp |
| Employer contribution / active EE | $4,365 | $3,138+39.1% | $4,821-9.5% | $2,671+63.4% |
| Participant deferral / active EE | $2,601 | $3,411-23.7% | $5,682-54.2% | $4,126-37.0% |
| Admin fee / account holder | $3,928 | $5,951-34.0% | $13,215-70.3% | $5,651-30.5% |