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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,001 | $85,171+9.2% | $172,753-46.2% | $72,976+27.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 4.21% | 27.32%-23.1pp | 803.00%-798.8pp | 81.02%-76.8pp |
| Employer contribution / active EE | $4,144 | $3,324+24.7% | $5,144-19.4% | $2,440+69.8% |
| Participant deferral / active EE | $2,837 | $3,260-13.0% | $5,198-45.4% | $3,608-21.4% |
| Admin fee / account holder | $13,300 | $5,880+126.2% | $13,956-4.7% | $5,124+159.6% |