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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,641 | $52,678+22.7% | $75,784-14.7% | $59,633+8.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -3.73% | 2.95%-6.7pp | 9.68%-13.4pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $7,592 | $2,193+246.1% | $3,323+128.4% | $2,203+244.7% |
| Participant deferral / active EE | $2,107 | $2,591-18.7% | $3,652-42.3% | $3,192-34.0% |
| Admin fee / account holder | $7,070 | $3,610+95.9% | $5,300+33.4% | $4,297+64.5% |