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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,350 | $81,487+148.3% | $102,412+97.6% | $80,935+150.0% |
| Participation rate | 92.3% | 66.8%+25.5pp | 74.5%+17.8pp | 67.7%+24.6pp |
| Annual return | 7.36% | 25.60%-18.2pp | 24.94%-17.6pp | 35.66%-28.3pp |
| Employer contribution / active EE | $10,318 | $3,103+232.5% | $3,870+166.6% | $2,757+274.3% |
| Participant deferral / active EE | $3,012 | $3,871-22.2% | $5,060-40.5% | $4,299-30.0% |
| Admin fee / account holder | $6,666 | $6,717-0.8% | $8,388-20.5% | $6,924-3.7% |