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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,247 | $65,367+111.5% | $92,915+48.8% | $72,976+89.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 14.47% | 42.11%-27.6pp | 109.45%-95.0pp | 81.02%-66.5pp |
| Employer contribution / active EE | $10,788 | $2,594+315.9% | $3,653+195.3% | $2,440+342.1% |
| Participant deferral / active EE | $2,803 | $3,128-10.4% | $4,238-33.9% | $3,608-22.3% |
| Admin fee / account holder | $2,861 | $4,251-32.7% | $5,796-50.6% | $5,124-44.2% |