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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,021 | $73,988+127.1% | $96,538+74.0% | $75,177+123.5% |
| Participation rate | 92.6% | 66.4%+26.2pp | 74.3%+18.2pp | 67.2%+25.4pp |
| Annual return | 12.77% | 26.73%-14.0pp | 35.74%-23.0pp | 160.75%-148.0pp |
| Employer contribution / active EE | $9,533 | $2,930+225.3% | $3,740+154.9% | $2,671+256.9% |
| Participant deferral / active EE | $2,807 | $3,660-23.3% | $4,880-42.5% | $4,126-32.0% |
| Admin fee / account holder | $21,034 | $5,220+303.0% | $6,737+212.2% | $5,651+272.2% |