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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,772 | $56,894+20.9% | $84,753-18.9% | $62,881+9.4% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 3.11% | 6.30%-3.2pp | 22.78%-19.7pp | 20.14%-17.0pp |
| Employer contribution / active EE | $8,952 | $2,400+273.0% | $3,574+150.4% | $2,281+292.5% |
| Participant deferral / active EE | $1,882 | $2,709-30.5% | $3,712-49.3% | $3,203-41.3% |
| Admin fee / account holder | $1,274 | $3,581-64.4% | $5,333-76.1% | $4,296-70.3% |