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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,466 | $78,682+145.9% | $109,188+77.2% | $85,851+125.3% |
| Participation rate | 92.9% | 68.3%+24.6pp | 75.9%+17.0pp | 69.3%+23.5pp |
| Annual return | 8.39% | 25.09%-16.7pp | 25.76%-17.4pp | 318.63%-310.2pp |
| Employer contribution / active EE | $10,841 | $2,734+296.5% | $3,723+191.2% | $2,565+322.6% |
| Participant deferral / active EE | $3,579 | $3,468+3.2% | $4,654-23.1% | $3,952-9.5% |
| Admin fee / account holder | $3,105 | $5,470-43.2% | $6,755-54.0% | $6,261-50.4% |