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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,027 | $113,941+62.4% | $94,229+96.4% | $125,389+47.6% |
| Participation rate | 90.9% | 82.9%+8.0pp | 78.8%+12.1pp | 83.2%+7.7pp |
| Annual return | 2.47% | 5.29%-2.8pp | 10.68%-8.2pp | 282.24%-279.8pp |
| Employer contribution / active EE | $0 | $4,727-100.0% | $3,587-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $6,756 | $5,179+30.4% | $4,320+56.4% | $5,352+26.2% |
| Admin fee / account holder | $11,639 | $8,392+38.7% | $6,269+85.7% | $9,541+22.0% |