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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,416 | $166,242+40.4% | $165,071+41.4% | $145,884+60.0% |
| Participation rate | 84.2% | 82.0%+2.2pp | 78.6%+5.6pp | 80.3%+3.9pp |
| Annual return | 13.64% | 100.44%-86.8pp | 70.17%-56.5pp | 551.85%-538.2pp |
| Employer contribution / active EE | $524 | $5,283-90.1% | $4,347-88.0% | $4,662-88.8% |
| Participant deferral / active EE | $5,237 | $6,964-24.8% | $6,035-13.2% | $6,690-21.7% |
| Admin fee / account holder | $7,343 | $16,658-55.9% | $12,695-42.2% | $13,392-45.2% |