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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,606 | $131,835+43.1% | $108,582+73.7% | $273,972-31.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 7.68% | -91.57%+99.3pp | -51.70%+59.4pp | 41.46%-33.8pp |
| Employer contribution / active EE | $0 | $4,913-100.0% | $3,758-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $7,604 | $5,127+48.3% | $4,311+76.4% | $5,287+43.8% |
| Admin fee / account holder | $24,413 | $10,253+138.1% | $7,645+219.3% | $10,133+140.9% |