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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,783 | $135,645+26.6% | $110,243+55.8% | $135,380+26.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 0.79% | 513.24%-512.4pp | 314.76%-314.0pp | 519.81%-519.0pp |
| Employer contribution / active EE | $107 | $4,907-97.8% | $3,827-97.2% | $4,779-97.8% |
| Participant deferral / active EE | $5,631 | $5,507+2.3% | $4,672+20.5% | $5,609+0.4% |
| Admin fee / account holder | $4,963 | $11,458-56.7% | $8,548-41.9% | $10,828-54.2% |