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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,677 | $144,130+18.4% | $117,861+44.8% | $147,586+15.6% |
| Participation rate | 84.2% | 83.4%+0.8pp | 79.7%+4.5pp | 82.8%+1.4pp |
| Annual return | 14.75% | 531.20%-516.4pp | 335.11%-320.4pp | 578.59%-563.8pp |
| Employer contribution / active EE | $0 | $4,897-100.0% | $3,786-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,504 | $5,316+22.3% | $4,482+45.1% | $5,439+19.6% |
| Admin fee / account holder | $80,911 | $10,887+643.2% | $8,021+908.8% | $10,886+643.3% |