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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,080 | $154,209+33.6% | $130,062+58.4% | $139,487+47.7% |
| Participation rate | 72.7% | 82.0%-9.2pp | 78.5%-5.8pp | 80.3%-7.6pp |
| Annual return | 13.91% | 32.52%-18.6pp | -137.37%+151.3pp | 373.84%-359.9pp |
| Employer contribution / active EE | $485 | $5,292-90.8% | $4,322-88.8% | $4,755-89.8% |
| Participant deferral / active EE | $4,850 | $6,709-27.7% | $5,821-16.7% | $6,713-27.7% |
| Admin fee / account holder | $65,831 | $13,988+370.6% | $10,601+521.0% | $11,407+477.1% |