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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,492 | $85,766+209.6% | $136,295+94.8% | $70,131+278.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 10.34% | 31.45%-21.1pp | 5155.97%-5145.6pp | 73.14%-62.8pp |
| Employer contribution / active EE | $7,923 | $2,966+167.1% | $4,695+68.7% | $2,342+238.3% |
| Participant deferral / active EE | $12,243 | $5,051+142.4% | $6,247+96.0% | $3,332+267.5% |
| Admin fee / account holder | $42,739 | $5,420+688.5% | $9,243+362.4% | $4,645+820.0% |