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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,492 | $85,766+209.6% | $136,298+94.8% | $70,126+278.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 10.34% | 31.46%-21.1pp | 5156.27%-5145.9pp | 73.15%-62.8pp |
| Employer contribution / active EE | $7,923 | $2,966+167.1% | $4,696+68.7% | $2,343+238.2% |
| Participant deferral / active EE | $12,243 | $5,051+142.4% | $6,247+96.0% | $3,332+267.5% |
| Admin fee / account holder | $42,739 | $5,421+688.4% | $9,244+362.3% | $4,645+820.0% |