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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,837 | $102,385+242.7% | $147,080+138.5% | $80,935+333.5% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 11.34% | 135.09%-123.8pp | 420.17%-408.8pp | 35.66%-24.3pp |
| Employer contribution / active EE | $8,322 | $3,717+123.9% | $4,933+68.7% | $2,757+201.9% |
| Participant deferral / active EE | $13,513 | $6,651+103.2% | $8,066+67.5% | $4,299+214.3% |
| Admin fee / account holder | $37,206 | $7,951+367.9% | $12,989+186.4% | $6,924+437.3% |