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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,176 | $99,875+308.7% | $146,866+177.9% | $86,983+369.3% |
| Participation rate | 91.4% | 75.8%+15.6pp | 82.5%+8.9pp | 69.5%+21.9pp |
| Annual return | 11.60% | 28.10%-16.5pp | 102.85%-91.3pp | 25.83%-14.2pp |
| Employer contribution / active EE | $9,409 | $3,224+191.8% | $4,425+112.6% | $2,584+264.1% |
| Participant deferral / active EE | $15,645 | $6,322+147.5% | $7,759+101.6% | $4,194+273.0% |
| Admin fee / account holder | $12,929 | $7,838+65.0% | $13,620-5.1% | $7,856+64.6% |