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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,459 | $89,370+193.7% | $141,197+85.9% | $72,976+259.7% |
| Participation rate | 77.8% | 75.1%+2.6pp | 82.5%-4.7pp | 69.5%+8.3pp |
| Annual return | 14.89% | 111.88%-97.0pp | 71.41%-56.5pp | 81.02%-66.1pp |
| Employer contribution / active EE | $6,016 | $3,115+93.1% | $4,736+27.0% | $2,440+146.5% |
| Participant deferral / active EE | $9,140 | $5,419+68.7% | $6,710+36.2% | $3,608+153.3% |
| Admin fee / account holder | $6,891 | $5,957+15.7% | $10,265-32.9% | $5,124+34.5% |