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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,216 | $93,617+232.4% | $135,982+128.9% | $75,177+314.0% |
| Participation rate | 94.1% | 75.2%+18.9pp | 81.9%+12.2pp | 67.2%+26.9pp |
| Annual return | 13.16% | 30.89%-17.7pp | 68.32%-55.2pp | 160.75%-147.6pp |
| Employer contribution / active EE | $8,302 | $3,538+134.6% | $4,859+70.8% | $2,671+210.8% |
| Participant deferral / active EE | $13,560 | $6,406+111.7% | $7,760+74.7% | $4,126+228.6% |
| Admin fee / account holder | $12,102 | $6,980+73.4% | $10,767+12.4% | $5,651+114.1% |