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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,721 | $98,776+167.0% | $149,745+76.1% | $79,856+230.2% |
| Participation rate | 86.8% | 75.8%+11.1pp | 82.5%+4.4pp | 69.6%+17.2pp |
| Annual return | 9.51% | 27.38%-17.9pp | 276.72%-267.2pp | 31.71%-22.2pp |
| Employer contribution / active EE | $6,210 | $3,217+93.0% | $4,646+33.7% | $2,471+151.3% |
| Participant deferral / active EE | $10,123 | $5,681+78.2% | $6,843+47.9% | $3,741+170.6% |
| Admin fee / account holder | $5,968 | $6,053-1.4% | $9,312-35.9% | $5,306+12.5% |