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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $647,096 | $101,752+536.0% | $164,928+292.3% | $80,911+699.8% |
| Participation rate | 92.3% | 71.8%+20.5pp | 78.6%+13.7pp | 67.6%+24.7pp |
| Annual return | 15.29% | 16.73%-1.4pp | 70.08%-54.8pp | 35.63%-20.3pp |
| Employer contribution / active EE | $15,080 | $2,953+410.6% | $4,343+247.2% | $2,756+447.2% |
| Participant deferral / active EE | $10,775 | $4,477+140.7% | $6,034+78.6% | $4,297+150.8% |
| Admin fee / account holder | $2,354 | $8,218-71.4% | $12,684-81.4% | $6,935-66.1% |