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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,690 | $81,870+410.2% | $119,634+249.1% | $68,490+509.9% |
| Participation rate | 85.7% | 71.9%+13.8pp | 79.3%+6.4pp | 67.9%+17.8pp |
| Annual return | -13.86% | -23.82%+10.0pp | -14.98%+1.1pp | -7.85%-6.0pp |
| Employer contribution / active EE | $12,726 | $2,692+372.8% | $4,232+200.7% | $2,597+390.1% |
| Participant deferral / active EE | $8,713 | $4,148+110.1% | $5,601+55.6% | $4,028+116.3% |
| Admin fee / account holder | $16,413 | $6,583+149.3% | $10,329+58.9% | $5,403+203.8% |