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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,254 | $65,704+230.7% | $94,229+130.6% | $59,633+264.3% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -5.88% | 5.22%-11.1pp | 10.68%-16.6pp | 2041.45%-2047.3pp |
| Employer contribution / active EE | $7,981 | $2,021+295.0% | $3,587+122.5% | $2,203+262.3% |
| Participant deferral / active EE | $5,265 | $3,143+67.5% | $4,320+21.9% | $3,192+65.0% |
| Admin fee / account holder | $8,238 | $4,265+93.2% | $6,269+31.4% | $4,297+91.7% |