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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,100 | $99,994+333.1% | $146,643+195.3% | $85,847+404.5% |
| Participation rate | 82.8% | 73.1%+9.7pp | 80.1%+2.7pp | 69.3%+13.4pp |
| Annual return | 19.39% | 18.93%+0.5pp | 22.75%-3.4pp | 318.61%-299.2pp |
| Employer contribution / active EE | $10,847 | $2,559+323.9% | $4,137+162.2% | $2,565+322.8% |
| Participant deferral / active EE | $7,959 | $4,006+98.7% | $5,506+44.6% | $3,952+101.4% |
| Admin fee / account holder | $4,664 | $7,703-39.5% | $10,280-54.6% | $6,261-25.5% |