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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,517 | $78,707+262.8% | $117,861+142.2% | $70,126+307.1% |
| Participation rate | 96.7% | 73.2%+23.5pp | 79.7%+17.0pp | 69.5%+27.1pp |
| Annual return | 17.11% | 23.30%-6.2pp | 335.11%-318.0pp | 73.15%-56.0pp |
| Employer contribution / active EE | $9,298 | $2,223+318.2% | $3,786+145.6% | $2,343+296.9% |
| Participant deferral / active EE | $5,666 | $3,297+71.8% | $4,482+26.4% | $3,332+70.1% |
| Admin fee / account holder | $4,132 | $5,066-18.4% | $8,021-48.5% | $4,645-11.0% |