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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,330 | $162,821+129.9% | $133,978+179.4% | $158,982+135.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 6.46% | 41.95%-35.5pp | 45.10%-38.6pp | 302.99%-296.5pp |
| Employer contribution / active EE | $14,601 | $4,976+193.4% | $3,919+272.6% | $4,763+206.6% |
| Participant deferral / active EE | $10,493 | $5,910+77.5% | $5,047+107.9% | $5,983+75.4% |
| Admin fee / account holder | $2,572 | $11,742-78.1% | $8,930-71.2% | $11,252-77.1% |