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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,058 | $124,425+174.1% | $112,040+204.4% | $137,256+148.5% |
| Participation rate | 95.7% | 79.3%+16.3pp | 76.5%+19.2pp | 80.0%+15.7pp |
| Annual return | 8.25% | 24.72%-16.5pp | 24.52%-16.3pp | 220.34%-212.1pp |
| Employer contribution / active EE | $9,623 | $3,411+182.1% | $2,954+225.8% | $4,156+131.5% |
| Participant deferral / active EE | $8,349 | $5,718+46.0% | $5,098+63.8% | $6,407+30.3% |
| Admin fee / account holder | $4,741 | $15,207-68.8% | $12,098-60.8% | $12,270-61.4% |