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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,058 | $136,860+149.2% | $120,344+183.4% | $154,746+120.4% |
| Participation rate | 95.7% | 79.9%+15.8pp | 76.7%+18.9pp | 80.7%+15.0pp |
| Annual return | 8.25% | 21.38%-13.1pp | 20.30%-12.1pp | 172.34%-164.1pp |
| Employer contribution / active EE | $9,623 | $3,533+172.4% | $3,020+218.6% | $4,379+119.7% |
| Participant deferral / active EE | $8,349 | $5,793+44.1% | $5,135+62.6% | $6,730+24.0% |
| Admin fee / account holder | $4,741 | $15,393-69.2% | $12,742-62.8% | $14,365-67.0% |