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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,530 | $102,422+8.9% | $147,117-24.2% | $80,959+37.8% |
| Participation rate | 91.5% | 75.9%+15.6pp | 82.2%+9.3pp | 67.7%+23.8pp |
| Annual return | 10.70% | 135.16%-124.5pp | 420.54%-409.8pp | 35.67%-25.0pp |
| Employer contribution / active EE | $533 | $3,717-85.7% | $4,932-89.2% | $2,757-80.7% |
| Participant deferral / active EE | $7,260 | $6,652+9.1% | $8,065-10.0% | $4,300+68.8% |
| Admin fee / account holder | $10,268 | $7,953+29.1% | $12,993-21.0% | $6,925+48.3% |