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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,581 | $106,749+39.2% | $145,433+2.2% | $82,448+80.2% |
| Participation rate | 94.2% | 75.6%+18.6pp | 82.1%+12.1pp | 68.1%+26.2pp |
| Annual return | 15.56% | 27.59%-12.0pp | 66.58%-51.0pp | 41.64%-26.1pp |
| Employer contribution / active EE | $507 | $3,444-85.3% | $4,554-88.9% | $2,551-80.1% |
| Participant deferral / active EE | $7,113 | $6,519+9.1% | $7,897-9.9% | $4,139+71.9% |
| Admin fee / account holder | $3,232 | $8,390-61.5% | $13,129-75.4% | $7,234-55.3% |