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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,392 | $92,219+117.3% | $76,767+161.0% | $135,380+48.0% |
| Participation rate | 84.2% | 79.8%+4.4pp | 77.0%+7.2pp | 82.6%+1.6pp |
| Annual return | 1.54% | 5.46%-3.9pp | 2.43%-0.9pp | 519.81%-518.3pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,174 | $4,508-29.6% | $3,852-17.6% | $5,609-43.4% |
| Admin fee / account holder | $7,272 | $10,749-32.3% | $6,675+8.9% | $10,828-32.8% |