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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,329 | $100,811+153.3% | $86,698+194.5% | $134,545+89.8% |
| Participation rate | 72.7% | 79.0%-6.2pp | 76.6%-3.9pp | 81.2%-8.5pp |
| Annual return | -9.15% | 29.11%-38.3pp | 35.96%-45.1pp | 418.37%-427.5pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,613 | $5,339-51.1% | $4,656-43.9% | $6,401-59.2% |
| Admin fee / account holder | $5,896 | $10,926-46.0% | $7,492-21.3% | $11,431-48.4% |