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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,359 | $112,131+109.9% | $95,964+145.3% | $158,982+48.0% |
| Participation rate | 76.2% | 79.0%-2.8pp | 77.1%-0.9pp | 82.0%-5.8pp |
| Annual return | 9.67% | 171.19%-161.5pp | 91.64%-82.0pp | 302.99%-293.3pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,648 | $4,784-44.7% | $4,167-36.5% | $5,983-55.8% |
| Admin fee / account holder | $20,750 | $10,136+104.7% | $6,797+205.3% | $11,252+84.4% |