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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,765 | $117,846+162.0% | $102,434+201.4% | $145,884+111.7% |
| Participation rate | 77.3% | 78.6%-1.4pp | 76.5%+0.8pp | 80.3%-3.0pp |
| Annual return | 21.67% | 31.90%-10.2pp | 29.46%-7.8pp | 551.85%-530.2pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,502 | $5,733-56.4% | $5,055-50.5% | $6,690-62.6% |
| Admin fee / account holder | $5,967 | $13,356-55.3% | $9,462-36.9% | $13,392-55.4% |