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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,207 | $110,240+131.5% | $96,544+164.3% | $139,487+83.0% |
| Participation rate | 71.4% | 78.1%-6.7pp | 76.0%-4.6pp | 80.3%-8.9pp |
| Annual return | 6.16% | 26.41%-20.2pp | 25.88%-19.7pp | 373.84%-367.7pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,765 | $5,549-50.2% | $4,851-43.0% | $6,713-58.8% |
| Admin fee / account holder | $5,882 | $11,602-49.3% | $8,254-28.7% | $11,407-48.4% |