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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,327 | $124,346+127.0% | $111,306+153.6% | $167,553+68.5% |
| Participation rate | 72.7% | 79.6%-6.9pp | 77.3%-4.6pp | 82.1%-9.4pp |
| Annual return | 17.45% | 37.46%-20.0pp | 54.67%-37.2pp | 478.89%-461.4pp |
| Employer contribution / active EE | $2,273 | $3,438-33.9% | $2,732-16.8% | $4,840-53.0% |
| Participant deferral / active EE | $2,561 | $5,182-50.6% | $4,488-42.9% | $6,343-59.6% |
| Admin fee / account holder | $1,733 | $10,623-83.7% | $7,966-78.2% | $12,316-85.9% |