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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,792 | $105,856-50.1% | $90,161-41.4% | $147,586-64.2% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 16.46% | 37.63%-21.2pp | 34.89%-18.4pp | 578.59%-562.1pp |
| Employer contribution / active EE | $8,246 | $4,126+99.8% | $3,318+148.5% | $4,876+69.1% |
| Participant deferral / active EE | $4,797 | $5,733-16.3% | $5,287-9.3% | $5,439-11.8% |
| Admin fee / account holder | $1,131 | $8,046-85.9% | $5,943-81.0% | $10,886-89.6% |