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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,999 | $105,158-3.0% | $94,672+7.7% | $139,487-26.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.52% | 38.11%-20.6pp | 156.89%-139.4pp | 373.84%-356.3pp |
| Employer contribution / active EE | $7,527 | $4,107+83.2% | $3,673+104.9% | $4,755+58.3% |
| Participant deferral / active EE | $7,386 | $7,599-2.8% | $7,417-0.4% | $6,713+10.0% |
| Admin fee / account holder | $1,491 | $8,972-83.4% | $7,222-79.4% | $11,407-86.9% |