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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,858 | $124,175-33.3% | $108,405-23.6% | $167,553-50.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 15.53% | 1380.13%-1364.6pp | 905.55%-890.0pp | 478.89%-463.4pp |
| Employer contribution / active EE | $6,666 | $4,188+59.2% | $3,559+87.3% | $4,840+37.7% |
| Participant deferral / active EE | $6,145 | $6,908-11.1% | $6,563-6.4% | $6,343-3.1% |
| Admin fee / account holder | $994 | $9,457-89.5% | $7,297-86.4% | $12,316-91.9% |