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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,585 | $115,917-40.8% | $100,535-31.8% | $158,982-56.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 10.35% | 34.80%-24.5pp | 30.90%-20.5pp | 302.99%-292.6pp |
| Employer contribution / active EE | $7,242 | $4,105+76.4% | $3,419+111.8% | $4,763+52.0% |
| Participant deferral / active EE | $5,783 | $6,677-13.4% | $6,271-7.8% | $5,983-3.4% |
| Admin fee / account holder | $2,332 | $11,002-78.8% | $8,085-71.2% | $11,252-79.3% |