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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,322 | $108,911+3.1% | $100,392+11.9% | $145,884-23.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 17.29% | 58.23%-40.9pp | 49.45%-32.2pp | 551.85%-534.6pp |
| Employer contribution / active EE | $7,430 | $4,420+68.1% | $3,941+88.5% | $4,662+59.4% |
| Participant deferral / active EE | $7,237 | $8,459-14.4% | $8,090-10.5% | $6,690+8.2% |
| Admin fee / account holder | $1,112 | $9,698-88.5% | $7,904-85.9% | $13,392-91.7% |