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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,178 | $107,941-48.9% | $91,994-40.0% | $152,909-63.9% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 20.74% | 89.28%-68.5pp | 69.04%-48.3pp | 345.46%-324.7pp |
| Employer contribution / active EE | $6,170 | $4,212+46.5% | $3,453+78.7% | $4,764+29.5% |
| Participant deferral / active EE | $5,568 | $6,366-12.5% | $5,924-6.0% | $5,851-4.8% |
| Admin fee / account holder | $646 | $10,521-93.9% | $7,744-91.7% | $11,601-94.4% |