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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,922 | $78,694-53.1% | $67,652-45.4% | $125,389-70.6% |
| Participation rate | 61.5% | 78.8%-17.3pp | 75.7%-14.1pp | 83.2%-21.7pp |
| Annual return | -1.85% | 9.46%-11.3pp | 6625.40%-6627.2pp | 282.24%-284.1pp |
| Employer contribution / active EE | $1,288 | $3,044-57.7% | $2,266-43.1% | $4,866-73.5% |
| Participant deferral / active EE | $2,545 | $4,292-40.7% | $3,560-28.5% | $5,352-52.4% |
| Admin fee / account holder | $594 | $7,403-92.0% | $4,821-87.7% | $9,541-93.8% |