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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,681 | $92,219-35.3% | $76,767-22.3% | $135,380-55.9% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -5.54% | 5.46%-11.0pp | 2.43%-8.0pp | 519.81%-525.3pp |
| Employer contribution / active EE | $1,505 | $3,216-53.2% | $2,485-39.4% | $4,779-68.5% |
| Participant deferral / active EE | $3,370 | $4,508-25.3% | $3,852-12.5% | $5,609-39.9% |
| Admin fee / account holder | $856 | $10,749-92.0% | $6,675-87.2% | $10,828-92.1% |