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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,176 | $88,707-49.1% | $74,184-39.1% | $273,972-83.5% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.6%-10.0pp | 83.0%-16.3pp |
| Annual return | 7.83% | 11.94%-4.1pp | 17.74%-9.9pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,315 | $3,159-58.4% | $2,370-44.5% | $4,869-73.0% |
| Participant deferral / active EE | $2,688 | $4,212-36.2% | $3,550-24.3% | $5,287-49.2% |
| Admin fee / account holder | $640 | $8,717-92.7% | $5,586-88.5% | $10,133-93.7% |