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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,037 | $100,805+0.2% | $86,698+16.5% | $134,532-24.9% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -16.07% | 29.09%-45.2pp | 35.95%-52.0pp | 418.27%-434.3pp |
| Employer contribution / active EE | $1,469 | $3,490-57.9% | $2,837-48.2% | $4,741-69.0% |
| Participant deferral / active EE | $3,638 | $5,339-31.9% | $4,656-21.9% | $6,401-43.2% |
| Admin fee / account holder | $1,240 | $10,925-88.6% | $7,493-83.4% | $11,429-89.1% |