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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,923 | $103,392-25.6% | $87,104-11.7% | $152,897-49.7% |
| Participation rate | 66.7% | 79.4%-12.7pp | 76.9%-10.2pp | 82.5%-15.8pp |
| Annual return | 18.99% | 28.10%-9.1pp | 28.19%-9.2pp | 345.43%-326.4pp |
| Employer contribution / active EE | $1,387 | $3,221-56.9% | $2,521-45.0% | $4,764-70.9% |
| Participant deferral / active EE | $3,127 | $4,778-34.6% | $4,048-22.8% | $5,851-46.6% |
| Admin fee / account holder | $863 | $12,194-92.9% | $7,491-88.5% | $11,599-92.6% |