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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,730 | $124,336-9.3% | $111,303+1.3% | $167,518-32.7% |
| Participation rate | 66.7% | 79.6%-13.0pp | 77.3%-10.6pp | 82.1%-15.4pp |
| Annual return | 12.00% | 37.45%-25.4pp | 54.66%-42.7pp | 478.71%-466.7pp |
| Employer contribution / active EE | $1,452 | $3,436-57.7% | $2,731-46.8% | $4,838-70.0% |
| Participant deferral / active EE | $3,419 | $5,181-34.0% | $4,487-23.8% | $6,342-46.1% |
| Admin fee / account holder | $1,208 | $10,623-88.6% | $7,966-84.8% | $12,312-90.2% |